Debt Dashboard

Generated 2026-06-13 · avalanche order (highest APR first) · red rows ≥26% APR
Total card debt
$84,965
Drinkwell owes you
$103,777
Net if reimbursed
$-89
Interest / month
$1,852
Utilization
89%
Annual fees / yr
$2,209
Unclassified
$456,380

Interest Paid

Last 30 days
$486
Last 90 days
$1,077
Last 12 months
$5,289
CardJul '25Aug '25Sep '25Oct '25Nov '25Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Total
CapOneVentureX2007$174$388$408—————————$970
Plat————————$232$242$249—$723
ChaseSW7786$227$242$238—————————$707
Citi9549$168$186$162$165————————$681
AmexPlat01008$209$219$250—————————$678
Barclaycard3152$183$188$186—————————$557
CapOneVenture$175$171$170—————————$516
Aspire—————————$73$73$67$213
AmexGold81002$23$25$26$28————————$102
Gold—————————$26$29$26$81
SkyMilesBlue—————————$18$19$22$59
Total$1,161$1,418$1,440$193————$232$359$371$115$5,289

Annual Fees & Benefits

CardAnnual feeRenewal Total benefitsEst. used UnclaimedNet ROI
AmexPlatinum01008$695Sep 2026$1,120$479$641+$425
AmexHiltonAspire71009$550Oct 2026$800$600$0+$250
CapOneVentureX2007$395—$400$0$300+$5
AmexGold81002$325Oct 2026$424$30$394+$99
ChaseSW Priority 7786$149—$288$0$75+$139
CapOneVenture$95—$25$0$25$-70
CitiStrataPremier9549$95—$100$0$0+$5
BarclaycardArrivalPlus$89—$0$0$0$-89
AmexPlatinum01008 — $695/yr fee · $1,120 in benefits · net +$425
BenefitValueEst. usedStatusUsage
Airline fee credit$200$479 / $200✓ used
Uber Cash$200$479 / $2001/12 mo
Digital entertainment$240$479 / $2408/12 mo
Walmart+ membership$155$479 / $1558/12 mo
Hotel credit (FHR)$200$479 / $200✗ not detected
Saks Fifth Avenue$100$479 / $100✗ H1 ✗ H2
Global Entry / TSA Pre✓$25$479 / $25✗ not detected
AmexHiltonAspire71009 — $550/yr fee · $800 in benefits · net +$250
BenefitValueEst. usedStatusUsage
Hilton resort credit (H1)$200$600 / $200✓ H1 ✗ H2
Hilton resort credit (H2)$200$600 / $200✓ H1 ✗ H2
Airline fee credit$200$600 / $200✓ used
Free night reward$200$200 if claimedmanualmanual — check card portal
Hilton Diamond status$0$0 if claimedmanualmanual — check card portal
CapOneVentureX2007 — $395/yr fee · $400 in benefits · net +$5
BenefitValueEst. usedStatusUsage
Capital One Travel credit$300$0 / $300✗ not detected
Anniversary bonus miles$100$100 if claimedmanualmanual — check card portal
AmexGold81002 — $325/yr fee · $424 in benefits · net +$99
BenefitValueEst. usedStatusUsage
Dining credit$120$30 / $1202/12 mo
Uber Cash$120$30 / $1201/12 mo
Resy credit$100$30 / $100✗ H1 ✗ H2
Dunkin' credit$84$30 / $840/12 mo
ChaseSW Priority 7786 — $149/yr fee · $288 in benefits · net +$139
BenefitValueEst. usedStatusUsage
Southwest travel credit$75$0 / $75✗ not detected
Anniversary bonus points$113$113 if claimedmanualmanual — check card portal
4 upgraded boardings$100$100 if claimedmanualmanual — check card portal
CapOneVenture — $95/yr fee · $25 in benefits · net $-70
BenefitValueEst. usedStatusUsage
Global Entry / TSA Pre✓$25$0 / $25✗ not detected
CitiStrataPremier9549 — $95/yr fee · $100 in benefits · net +$5
BenefitValueEst. usedStatusUsage
$100 hotel savings benefit$100$100 if claimedmanualmanual — check card portal
BarclaycardArrivalPlus — $89/yr fee · $0 in benefits · net $-89
BenefitValueEst. usedStatusUsage
5% miles back on redemption$0$0 if claimedmanualmanual — check card portal

Cards

#CardAPRBalanceUtil DW owes (txns)Unclassified (txns)Annual feeInterest/moUpdated
1AmexHiltonAspire7100929.99% $2,91394.97% $7,293 (15) $39,552 (390) $550 · 10/7/2024 $63Live 2026-06-13
2AmexGold8100229.24% $1,10362.00% $704 (43) $49,920 (1251) $325 · 10/11/2024 $27Live 2026-06-13
3CitiStrataPremier954928.24% $7,20598.71% $375 (27) $17,420 (205) — $187Dec-24
4AmexDelta500226.99% $95386.05% $0 (0) $938 (13) — $20Live 2026-06-13
5CapOneVenture26.24% $7,92499.05% $494 (33) $32,738 (394) $95 $1762/26/2025
6ChaseSW Priority 778626.24% $10,09790.96% $9,028 (70) $59,275 (483) $149 $2402/26/2025
7CapOneVentureX200725.24% $17,01882.58% $50,296 (134) $162,750 (1424) $395 $4102/26/2025
8BarclaycardArrivalPlus24.24% $10,29998.52% $2,306 (1) $27,563 (148) — $1752/26/2025
9AmexPlatinum0100821.24% $13,41198.95% $20,900 (39) $51,351 (403) $695 · 9/27/2024 $237Live 2026-06-13
10ChaseFreedomFlex684820.24% $14,04373.91% $11,753 (83) $14,874 (180) — $3172/26/2025
11BoA Debit Card— —— $627 (1) $0 (0) — ——
Balances marked "Live" come from Plaid (pulled at last sync). APRs come from the Top Sheet. "DW owes" = transactions marked Reimbursable=Yes with no reimbursement date. Refreshed every Monday by scripts/finance_cron.sh, or run python3 scripts/plaid_sync.py && python3 scripts/finance_dashboard.py anytime.